CFO Service
OUR PROCESS
Most growing businesses don't need a full-time CFO — they need the financial strategy, forecasting, and leadership a CFO provides, without the six-figure salary. That's exactly what we deliver: senior-level financial guidance, on demand, at a fraction of the cost.
There are only three things you need to do:
01
Book a Financial Discovery Call
We begin with a deep-dive conversation about your business — your revenue model, cost structure, growth goals, current financial challenges, and where you want to be in the next 12 to 36 months. This isn't a sales call. It's the foundation of a financial partnership built around your specific situation.
02
Sign Your Service Agreement
We send over a service contract that defines the scope of your CFO engagement — what we cover, how often we meet, and what deliverables you can expect. Everything is clearly laid out so you know exactly what you're getting from day one.
03
Share Access to Your Financial Data
You grant us access to your QuickBooks Online, Xero, or equivalent accounting platform, along with any existing financial reports, budgets, or business plans. The more context we have, the faster we can deliver meaningful insights — and the more tailored our strategy will be to your business.
We take it from here.
04
Financial Assessment & Baseline Review
Before building strategy, we need to understand where you actually stand. We conduct a thorough review of your profit and loss statements, balance sheet, cash flow position, and key financial ratios — identifying strengths, gaps, and immediate risks. This gives us the honest baseline every good financial plan is built on.
05
Budget Development & Financial Forecasting
We build a realistic, data-driven annual budget and rolling financial forecast tailored to your business model and growth targets. This includes revenue projections, expense planning, and scenario modeling — so you can plan confidently whether business accelerates, slows, or pivots unexpectedly.
06
Cash Flow Management
Cash flow is the lifeblood of any business — and it's the number one reason businesses stall even when revenue looks healthy. We monitor your cash position closely, build 13-week cash flow forecasts, and proactively flag shortfalls before they become crises. You'll always know how much runway you have and what levers to pull.
07
Monthly Financial Reporting & KPI Dashboards
Every month, you receive a CFO-level financial report — not just raw numbers, but a clear analysis of what's driving performance, where you're on track, and where attention is needed. We track the KPIs that matter most to your business and present them in a format designed for decisions, not just recordkeeping.
08
Strategic Financial Advisory
This is where the real value of a CFO lives. We serve as your ongoing financial thought partner — advising on pricing strategy, cost reduction, capital allocation, growth investments, and financing decisions. Whether you're evaluating a new hire, a major purchase, a new market, or a credit line, you'll have a senior financial voice in the room before you decide.
09
Ongoing Support & Leadership Alignment
Your fractional CFO is available during US business hours for questions, decisions, and real-time financial input as situations arise. We also join regular leadership check-ins as needed — ensuring financial strategy stays aligned with your business direction as you grow.
Included in our Enterprise bookkeeping package.
CFO-level advisory is part of our top-tier plan — bundled in at no extra cost.
Only need CFO services? Book a call and we'll tailor a standalone engagement for you.